650 Financial Group — First-Time Home Buyer Coaching
First-Time Home Buyer Coaching

Your keys.
Your future.
Our plan.

Expert financial coaching built to get first-time home buyers mortgage-ready, credit-qualified, and closing with confidence.

200+
Clients Coached
$2M+
Debt Eliminated
98%
Satisfaction Rate
CROA Compliant
No Advance Fees
Licensed & Insured
Transparent Pricing
3-Day Cancellation Right
What we do

Mortgage readiness, start to close

Every service is designed specifically for first-time home buyers — from cleaning up credit to walking you through closing day.

01
Budget Audit & Review
A deep-dive analysis of your income, spending, and debt to identify exactly what's blocking your mortgage approval.
Start here — $97
02
Credit Score Coaching
Dispute strategy, score optimization, collections removal, and tradeline guidance to hit lender minimums fast.
Mortgage readiness
03
Mortgage Readiness Plan
DTI reduction, down payment savings targets, and full lender-ready documentation prep so you walk in prepared.
Core coaching
04
First-Time Buyer Coaching
Step-by-step guidance from your first pre-approval conversation all the way through to closing day and beyond.
Full journey support
Coaching packages

Choose your path to homeownership

Start with a quick audit or go all-in. Every plan moves you closer to your keys.

Entry point
Budget Audit
Know exactly what's blocking your mortgage approval.
$97
One-time payment
Total: $97
  • Full income & expense review
  • Spending gap analysis
  • Mortgage readiness score
  • Written action report
  • 30-min review call
Popular
90-Day Transformation
Fast-track mortgage readiness in 3 intensive months.
$250
per month • 3 months
Total: $750
  • Monthly 1-on-1 coaching call
  • Rapid credit repair plan
  • Lender-ready file prep
  • Down payment strategy
  • Pre-approval roadmap
Premium VIP
VIP Concierge
Full white-glove experience — reserve your spot now.
$2,500
One-time investment
Total: $2,500
  • Everything in 90-Day plan
  • Unlimited coaching access
  • Lender introductions
  • Full wealth planning suite
  • Post-purchase strategy
How it works

Your journey to homeownership

A clear, proven roadmap — no guesswork, no surprises.

01

Book a free discovery call

We review your credit, income, savings, and goals in a no-pressure 30-minute session and map out exactly what you need.

02

Get your budget audit & custom plan

Receive a personalized roadmap with your credit score targets, DTI goals, and savings milestones for a lender-approved file.

03

Execute with expert monthly coaching

Monthly 1-on-1 sessions keep you accountable and moving through every milestone — from dispute letters to pre-approval.

04

Get approved & close on your home

Walk into your lender meeting prepared, pre-qualified, and confident. We support you all the way to closing day.

Legal & compliance

CROA compliant — your rights protected

We operate in full compliance with the Credit Repair Organizations Act.

✓ Written contract

A full written agreement before any services begin. No surprises.

✓ 3-day cancellation right

Cancel any agreement within 3 business days, penalty-free.

✓ No advance fees

We never charge before services are fully rendered.

✓ Honest guarantees only

No promises of specific score outcomes — results vary by profile.

Schedule a session

Book your free discovery call

30 minutes. No commitment. No pressure. Pick a time below.

Client results

Real people. Real results.

First-time buyers who got their keys.

★★★★★

"My score went from 520 to 680 in 90 days. I just got pre-approved for my first home."

Janelle M.
Atlanta, GA
★★★★★

"The budget audit alone was worth 10x the price — I finally understood my money."

Marcus T.
Houston, TX
★★★★★

"Closed on my first home after 5 months in the foundation program. Life changing."

Tanya R.
Detroit, MI

Ready for your keys?

Book a free 30-minute call and get your personalized mortgage readiness roadmap.